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  1. Your article is spot-on. I wish I had this information when my daughter was a sophomore, or even as a freshman. I did the “waiting until senior year” thing, and we didn’t discuss finances at all. It was after my daughter had chosen a pricey school that we talked about money which is the wrong time. She was bent on going to this particular school, but we couldn’t afford it AND send her two younger siblings to school, too. Eventually, she came around but we should have had “the talk” before she applied.

    Fortunately, my daughter decided to be flexible and chose one school. We visited the campus, she liked it, so she’s going there in the fall. I had to take her out of school for a day, so parents should also keep that in mind — if a child wants to go to a distant school, it might not be practical to leave after school on a Friday and come back by Sunday night. Taking days off from school just rubbed me the wrong way, but I got over it once I realized there wouldn’t be any more!

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